PRIVACY POLICY

Your Privacy Rights

This Privacy Policy describes your privacy rights regarding our collection, use, storage, sharing, and protection of your personal information. It applies to the GynesisGroup.com website and all related sites, applications, services and tools where this policy is referenced, regardless of how you access or use them, including mobile devices, if available.

Scope and Consent

By using GynesisGroup.com and its related sites, application, services and tools, and/or registering for a GynesisGroup.com account, you expressly consent to our collection, use, disclosure, and retention of your personal information as described in this Privacy Policy and in our User Agreement.

The term "personal information" describes information that can be associated with a specific person and could be used to identify that person. We do not consider personal information to include information that has been made anonymous or aggregated so that it can no longer be used, whether in combination with other information or otherwise, to identify a specific person.

We may amend this Privacy Policy at any time by posting the amended terms on this site. All amended terms automatically take effect 30 days after they are initially posted on the site.

Mobile Privacy

We may offer you the ability for you to connect with our sites, or use our applications, services, and tools using a mobile device, either through a mobile application or via a mobile optimized website. The provisions of this Privacy Policy apply to all such mobile access and use of mobile devices.

Children's Privacy

The GynesisGroup.com website is a general audience website, and it and its related sites, applications, services, and tools are not intended for individuals under the age of 18. We do not knowingly collect personal information via our websites, applications, services, or tools from users in the age group of 17 and under. Note: Any and all purchases cannot be conducted by anyone who has not obtained the age of 18 years old.

Collection of Personal Information

You can browse our sites without telling us who you are or revealing any personal information about yourself. This information is associated to your account only when you sign in as a registered user. If you register for an account with us, you give us your personal information, and you are not anonymous to us. If you choose to provide us with personal information, you consent to the transfer and storage of that information on our servers located in the United States.

We collect the following types of personal information in order to provide you with the use of and access to our sites, applications, services and tools, and to help us personalize and improve your experience:

Information we collect automatically:

When you visit our sites, use our applications, services, and tools, or interact with our advertising or content, we automatically collect
information sent to us by your computer, mobile device, or other access device. This information is associated with you personally only when signing in as a registered user, and includes but is not limited to:

    *Device ID or unique identifier, device type, geo-location information, computer and connection information, statistics on page views, traffic to

and from the sites, referral URL, ad data, IP address, and standard web log information.
    *Anonymous information collected through our use cookies and web beacons.

Mobile

When you download or use our Mobile Applications (if available), or access one of our mobile optimized sites, we may receive information about your location and your mobile device, including a unique identifier for your device. We may use this information to provide you with location based services, such as advertising, search results, and other personalized content. Most mobile devices allow you to control or disable location services in the device's setting's menu. If you have questions about how to disable your device's location services, we recommend you contact your mobile service carrier or the manufacture of your particular device.

Information from other sources:

We may receive or collect supplemental information about you from third parties sources and add it to our account information. This may include, but is not limited to, demographic, navigation information, additional contact information, and additional information about you from other sources, as permitted by law.

Information Sharing and Registration with Social Media Websites

We may from time to time, offer sign-on services that allow you to use third party login credentials to access the GynesisGroup.com site or related sites. We may also offer from time to time services that allow you to share information with third party social media websites such as Facebook, Google Plus, Twitter, and others.

You may choose to provide us with access to certain personal information stored by such third party websites. The personal information we have access to varies by website and is controlled by your privacy settings on that website and your consent. By associating an account managed by a third party with your GynesisGroup.com account and authorizing GynesisGroup.com to have access to this information, you agree that GynesisGroup.com may collect, use and store information from these websites in accordance with this Privacy Policy.

Use of Personal Information

Our primary purpose in collecting personal information is to provide you with access to our sites and/or use of our services, applications and tools, provide you with requested customer service and relevant information about your account and our services, and to provide you with a safe, smooth, efficient, and customized experience. You agree that we may use your personal information to:

    *Provide you access to our sites and the services and customer support you request;
    *Provide customer support you request for financial products offered by members of our company family and their financial institution partners (such as Bill Me Later, a PayPal service, Shopify, etc.);
    *Prevent, detect, and investigate, fraud, security breaches, potentially prohibited or illegal activities, and enforce our User Agreement;
    *Customize, measure and improve our services, content and advertising;
    *Contact you, either via email or telephone, to resolve disputes, collect fees, and troubleshoot problems with your account or our sites, services, applications or tools, or for other purposes authorized by law;
    *Contact you, either via email or telephone to inform you about our services and those of our company partnerships, deliver targeted marketing, service updates, and promotional offers based on your communication preferences;
    *Assist in the credit underwriting process in order to provide you with credit offers and opportunities on behalf of members of our company partnerships; and their financial institution partners who offer financial products;
    *Compare information for accuracy, and verify it with third parties;
    *Contact you at any telephone number using auto-dialed or pre-recorded message calls or text (SMS) messages (if applicable) as authorized for the purposes described in this Privacy Policy;
    *Provide you with other services requested by you as described when we collect the information.

Marketing

We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize our services, content and advertising.

Our Disclosure of Your Information

We may disclose personal information to respond to legal requirements, enforce our policies, respond to claims that content violates the rights of others, or protect anyone's rights, property, or safety. Such information will be disclosed in accordance with this Privacy Policy and applicable laws and regulations. As stated above, we do not disclose your personal information to third parties for their marketing purposes without your explicit consent.

We may also share your personal information with:

    *Members of the GynesisGroup.com company partnerships under the close control of GynesisGroup.com, to provide joint content and services (like registration, transactions, and customer support), to help detect and prevent potentially illegal acts, violations of our policies, fraud and/or data security breaches, and to guide decisions about their products, sites, applications, services and tools, and communications. Members of our business partnerships may use this information to send you marketing communications only if you have consented to their services and will use your personal information in compliance with their Privacy Policy.


    *Service providers under contract who help with our business operations (such as, but not limited to, fraud investigations, bill collection, affiliate and rewards programs, site operations).
    *Financial institution partners of GynesisGroup.com members who offer financial products with whom we partner with, either now or in the future, may opt to provide joint content and services (like registration, transactions and customer support), to help detect and prevent potentially illegal acts, violations of our policies, fraud and/or security breaches, and to guide decisions about their products, websites, applications, services and tools, and communications. These third party financial institution partners will use this information to send you marketing communications only if you have requested their services and will use your personal information in compliance with their respective privacy policies and consistent with this privacy policy and our global privacy standards.
    *Other GynesisGroup.com users, as authorized by you or your use of our sites, services, applications or tools. For example, where you are involved in a transaction with another user, the other user may view your email address and request and obtain your contact information and/or postal address to help complete the transaction;
    *Other third parties to whom you explicitly ask us to send your information (or about whom you are otherwise explicitly notified and consent to when using a specific service).
    *Law enforcement, governmental agencies, or authorized third-parties, in response to a verified request relating to a criminal investigation or alleged illegal activity or any other activity that may expose us, you, or any other GynesisGroup.com user to legal liability. In such events, we will only disclose information relevant and necessary to the investigation or inquiry, such as name, city, state, ZIP code, telephone number, email address, User ID history, IP address, fraud complaints, bidding and listing history, and anything else we may deem relevant to the investigation.
    *Credit bureaus with which we may report information about your account, including information on late payments, missed payments, or other defaults on your account may be reflected in your credit report.
    *Other business entities, should we plan to merge with or be acquired by that business entity. (Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your personal information. If your personal information will be used contrary to this policy, you will receive prior notice.).

Without limiting the above, in an effort to respect your privacy and our ability to keep the community free from bad actors, we will not otherwise disclose your personal information to law enforcement, other government officials, or other third parties without a subpoena, court order or substantially similar legal procedure, except when we believe in good faith that the disclosure of information is necessary to prevent imminent physical harm or financial loss or to report suspected illegal activity.
Information You Share on GynesisGroup.com

If you access our sites from a shared computer or a computer in an internet café, certain information about you, such as your User ID, activity, or reminders from GynesisGroup.com, may also be visible to other individuals who use the computer after you.

Using Information from Gynesis Group

Our use of Cookies, Web Beacons, Local Storage, and Similar Technologies

When you visit or interact with our sites, services, applications, messaging (such as email), and tools, we or our authorized service providers may use cookies, web beacons, and other similar technologies for storing information to help provide you with a better, faster, and safer experience. No Spam, Spyware, or Spoofing.

We and our users do not tolerate spam. You are not licensed to add other GynesisGroup.com users to your mailing list (email or physical mail) without their express consent. To report GynesisGroup.com-related spam or spoof emails to Black Wall Street International, please forward the email to the email listed on the “contact us” tab and reference “spam” in the subject line. You may not use our communication tools to send spam or otherwise send content that would violate our User Agreement. We can scan and may manually filter messages to check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited content, but we do not permanently store messages sent through these tools. We do not rent or sell any email address you provide us, when referring a friend.

How We Protect and Store Your Personal Information

We store and process your personal information on our computers in the US and elsewhere in the world where our facilities are located. We protect your information using technical and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption, physical access controls to our data centers, and information access authorization controls.

We take steps to ensure that the personal information we collect is accurate and up to date, and we provide you with the opportunity to update your information through your account profile settings. We retain information as long as it is necessary and relevant for our operations. In addition, we may retain personal information from closed accounts to comply with the law, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigation, enforce our User Agreement and take other actions permitted by law.


Third Parties

Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others on our sites or other sites throughout the internet, different rules may apply to their use or disclosure of the information you provide to them. GynesisGroup.com does not control the privacy policies of third parties and are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others.

Contact Us

For more information contact GynesisGroup.com using the Contact Us tab.


 

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